Insurance Denied
Your Claim? Fight Back.
You don't need a lawyer. You need the right documents.
Most people don't know they can appeal — or which laws to cite. We prepare the documents for you.
Free case assessment in 2 minutes. See the exact laws your insurer may be violating.
State-specific
Cites your state's actual insurance code
Two documents
Appeal letter + formal government complaint
They must respond
Your insurer is legally required to reply in writing
Get your free case assessment
Takes 2 minutes. See the exact state laws that apply to your claim — free and instant.
What state are you in?
We'll look up your state's insurance rules.
How it works
Tell us what happened
Share your claim details and denial reason. We'll look up your state's insurance laws.
Get your appeal documents
A professional appeal letter citing your state's actual insurance code, plus a formal government complaint — ready for you to send.
You send, they respond
You send the appeal to your insurer and file the government complaint with your state's insurance regulator. Step-by-step instructions included. Your insurer must respond in writing.
Common questions
Do I need a lawyer to appeal?
No. You have the right to appeal any denied claim yourself. A well-written appeal letter citing the correct statutes and a formal government complaint are often more effective than hiring an attorney for claims under $10,000.
How does the government complaint work?
Every state has an insurance regulator that oversees insurers. Filing a formal complaint triggers an investigation — your insurer must respond in writing. Many claims are resolved during this process.
How long does the appeal process take?
Most states have specific timelines for insurers to handle claims. Government complaints typically take 30-60 days to resolve. Total timeline: 1-3 months.
What types of claims can you help with?
We handle auto insurance claims: collision, comprehensive, liability, property damage, and uninsured motorist. We don't currently handle health, life, or disability claims.